Demystifying Colorado Personal Injury Laws: Your Guide to Navigating Claims, Negligence, and Compensation

Personal injury cases can be complex and overwhelming, especially when it comes to understanding the specific laws and regulations that govern them. If you’re a resident of Colorado or have experienced a personal injury in the state, it is crucial to have a solid grasp of Colorado’s personal injury laws.

In this comprehensive guide, we will demystify the intricacies of Colorado personal injury laws, taking you through the process of filing a claim, understanding negligence, exploring different types of personal injury cases, and navigating the statute of limitations. We will also delve into the various types of compensation and damages available to victims and provide insights on hiring a personal injury lawyer.

Part I begins with an introduction to Colorado personal injury laws, defining what constitutes a personal injury and emphasizing the importance of understanding the laws specific to the state. We will provide an overview of the personal injury claims process in Colorado, giving you a roadmap to navigate through your case.

Part II dives into the concept of negligence and its role in personal injury claims. We will explain the elements of negligence in Colorado, discuss comparative negligence, and provide examples of negligence in various scenarios, helping you understand how negligence impacts personal injury cases.

In Part III, we will explore the different types of personal injury cases that frequently arise in Colorado. From motor vehicle accidents, including car, truck, and motorcycle accidents, to slip and fall accidents, medical malpractice, product liability, dog bites, and wrongful death cases, we will provide insights into each type of case and the specific laws that apply.

Part IV focuses on the statute of limitations and the process of filing a personal injury claim in Colorado. We will explain the time limits for filing different types of personal injury claims, discuss exceptions and tolling of the statute of limitations, and guide you through the necessary steps involved in filing a claim.

In Part V, we will delve into the crucial topic of compensation and damages in Colorado personal injury cases. We will explore economic damages, such as medical expenses, lost wages, and property damage, as well as non-economic damages, including pain and suffering and emotional distress. Additionally, we will discuss punitive damages and the calculation and limitations of damages in Colorado.

Part VI addresses the importance of hiring a personal injury lawyer in Colorado. We will explain why legal representation is essential in personal injury cases, provide tips on how to choose the right lawyer, and walk you through the initial consultation and case evaluation process. We will also discuss contingency fee arrangements and legal costs, giving you a comprehensive understanding of the financial aspects of hiring a lawyer.

Finally, in Part VII, we will conclude by summarizing the key points discussed throughout the guide. We will emphasize the importance of seeking legal advice when dealing with personal injury cases, as well as the urgency of taking appropriate action within the statute of limitations.

By the end of this guide, you will have a thorough understanding of Colorado personal injury laws and be better equipped to navigate your personal injury claim, understand negligence, and seek the compensation you deserve. Remember, when it comes to personal injury cases, knowledge is power, and seeking legal advice is crucial to protect your rights and interests. So, let’s embark on this journey together and demystify Colorado personal injury laws.

Introduction to Colorado Personal Injury Laws

Personal injury cases can have a significant impact on individuals and their families. Whether it’s a car accident, slip and fall incident, or medical malpractice, the consequences can be devastating. That’s why it is crucial to have a solid understanding of the personal injury laws governing your specific jurisdiction. In the case of Colorado, knowing the ins and outs of Colorado personal injury laws can make a significant difference in the outcome of your case.

Definition of Personal Injury

Before diving into the details of Colorado personal injury laws, let’s start with the basics. Personal injury refers to any harm or damage caused to an individual’s body, mind, or emotions, as opposed to damage to property. It typically occurs due to the negligent or intentional actions of another party. Personal injury cases can arise from various scenarios, including motor vehicle accidents, premises liability incidents, medical malpractice, and more.

Importance of Understanding Colorado Personal Injury Laws

Understanding Colorado personal injury laws is crucial for several reasons. First and foremost, it allows you to navigate the legal system with confidence and make informed decisions throughout the claims process. By understanding the laws specific to Colorado, you can assess the strength of your case, know your rights, and determine the appropriate course of action. Additionally, being familiar with the laws can help you effectively communicate with insurance companies, negotiate settlements, and, if necessary, pursue legal action.

Overview of Personal Injury Claims Process in Colorado

The personal injury claims process in Colorado can be complex, involving various legal procedures and requirements. It is essential to have a clear understanding of this process to ensure that you take the necessary steps and meet all deadlines. While every case is unique, the general framework typically involves the following steps:

Seeking Medical Attention: After an accident or incident, it is crucial to prioritize your health and seek immediate medical attention for any injuries. Not only is this important for your well-being, but it also establishes a documented record of your injuries.
Collecting Evidence: Gathering evidence is a critical component of building a strong personal injury case. This may include photographs of the accident scene, witness statements, medical records, and any other relevant documentation that supports your claim.
Determining Liability: Establishing liability is a key element in personal injury cases. It involves proving that the other party’s negligence or intentional actions directly caused your injuries. This often requires a thorough investigation and analysis of the facts surrounding the incident.
Filing a Claim: Once you have gathered sufficient evidence and determined liability, the next step is to file a personal injury claim. This involves submitting the necessary documentation to the appropriate insurance company or legal entity.
Negotiating Settlement: In many cases, personal injury claims are resolved through settlement negotiations. This process involves discussions between your legal representation and the opposing party’s insurance company to reach a fair and satisfactory agreement.
Litigation, if Necessary: If a settlement cannot be reached, or if the offer is not sufficient to cover your damages, your case may proceed to litigation. This involves filing a lawsuit and presenting your case in court, where a judge or jury will determine the outcome.

Understanding these fundamental steps in the personal injury claims process will help you navigate your case with confidence and ensure that you take the appropriate actions at each stage.

Understanding Negligence in Colorado Personal Injury Cases

Negligence is a fundamental concept in personal injury law that plays a crucial role in determining liability and seeking compensation. In Colorado, understanding the elements of negligence is essential for pursuing a successful personal injury claim.

Explanation of Negligence

Negligence refers to the failure to exercise reasonable care, resulting in harm or injury to another person. In personal injury cases, proving negligence is crucial to establish the liability of the at-fault party. To establish negligence, the following elements must be present:

Duty of Care: The first element in a negligence claim is establishing that the at-fault party owed a duty of care to the injured party. This duty of care is a legal obligation to act reasonably and avoid causing harm to others. For example, drivers have a duty to operate their vehicles safely and follow traffic laws.
Breach of Duty: Once the duty of care is established, the next step is proving that the at-fault party breached that duty. This means they failed to act in a manner that a reasonable person would under similar circumstances. For instance, a driver who runs a red light or a property owner who fails to fix a hazardous condition may be considered to have breached their duty of care.
Causation: Causation involves establishing a direct link between the at-fault party’s breach of duty and the injuries suffered by the victim. It must be shown that the breach of duty directly caused or significantly contributed to the injuries sustained. This can be established through medical evidence, expert testimony, and other forms of evidence.
Damages: Lastly, to prove negligence, it is necessary to demonstrate that the injured party suffered actual damages as a result of the at-fault party’s actions or negligence. Damages can include medical expenses, lost wages, pain and suffering, and other tangible or intangible losses.

Elements of Negligence in Colorado

Colorado follows the modified comparative negligence rule, specifically the 50% Bar Rule. According to this rule, an injured party can only recover damages if they are found to be 49% or less at fault for the accident. If the injured party is determined to be 50% or more at fault, they are barred from recovering any damages.

It is essential to understand the impact of comparative negligence in personal injury cases in Colorado. The court will assess the percentage of fault assigned to each party involved in the incident and adjust the damages accordingly. For example, if the injured party is found to be 20% at fault, their total damages will be reduced by 20% to account for their share of responsibility.

Examples of Negligence in Various Scenarios

Negligence can manifest in various scenarios, resulting in personal injury cases. Let’s explore a few examples:

Car Accidents: A driver who fails to yield the right of way, drives under the influence of alcohol or drugs, or engages in distracted driving (such as texting while driving) may be considered negligent if their actions lead to an accident and injuries.
Slip and Fall Incidents: Property owners have a duty to maintain safe premises. If a property owner fails to address hazardous conditions like slippery floors, broken stairs, or inadequate lighting, and someone suffers injuries as a result of a slip and fall, the property owner may be held liable for negligence.
Medical Malpractice: Negligence can occur in medical settings when healthcare professionals fail to provide the standard of care expected in their field. This can include misdiagnosis, surgical errors, medication errors, or failure to obtain informed consent.

Understanding negligence and its elements is crucial when pursuing a personal injury claim in Colorado. By proving negligence, you can establish the at-fault party’s liability and seek compensation for your injuries and damages. However, it is always advisable to consult with an experienced personal injury attorney who can guide you through the complexities of Colorado’s negligence laws and help build a strong case on your behalf.

Types of Personal Injury Cases in Colorado

Personal injury cases encompass a wide range of incidents and accidents that result in harm or injury to an individual. In Colorado, various types of personal injury cases are commonly encountered. Understanding these different types of cases can help you identify the specific laws and regulations that apply to your situation. Let’s explore some of the most common types of personal injury cases in Colorado:

Motor Vehicle Accidents

Motor vehicle accidents are one of the leading causes of personal injury cases in Colorado. They can involve cars, trucks, motorcycles, bicycles, or pedestrians. Common causes of motor vehicle accidents include distracted driving, speeding, drunk driving, reckless driving, and failure to follow traffic laws. Injured parties in motor vehicle accidents may be entitled to compensation for medical expenses, property damage, lost wages, pain and suffering, and other damages.

Slip and Fall Accidents

Slip and fall accidents occur when individuals are injured due to hazardous conditions on someone else’s property. These accidents often happen in public places, such as shopping malls, restaurants, or sidewalks, but can also occur on private property. Hazardous conditions that can lead to slip and fall accidents include wet floors, uneven surfaces, inadequate lighting, or poorly maintained premises. Property owners have a duty to maintain safe conditions for visitors, and if they fail to do so, they may be held liable for injuries sustained in a slip and fall incident.

Medical Malpractice

Medical malpractice cases occur when healthcare professionals, such as doctors, nurses, or hospitals, provide substandard care that results in harm or injury to a patient. Examples of medical malpractice include misdiagnosis, surgical errors, medication errors, birth injuries, or failure to obtain informed consent. Medical malpractice cases can be complex and require expert testimony to establish the standard of care and prove that the healthcare provider’s negligence caused the injury.

Product Liability

Product liability cases arise when individuals are injured by a defective or dangerous product. This can include defective vehicles, pharmaceutical drugs, medical devices, appliances, or any other consumer product. Product liability claims can be based on design defects, manufacturing defects, or a failure to provide adequate warnings or instructions. Manufacturers, distributors, or sellers may be held responsible for injuries caused by their defective products.

Dog Bites and Animal Attacks

When individuals are bitten or attacked by dogs or other animals, they may have a personal injury claim against the owner or person responsible for the animal. Colorado has specific laws regarding owner liability for dog bites. In most cases, the owner can be held liable for injuries caused by their dog, regardless of whether the dog had a history of aggression. Compensation may include medical expenses, pain and suffering, and other damages related to the attack.

Wrongful Death Cases

Wrongful death cases occur when an individual’s death is caused by the negligence or intentional actions of another party. These cases can arise from various incidents, such as car accidents, medical malpractice, workplace accidents, or criminal acts. Wrongful death claims can be brought by the surviving family members of the deceased and may provide compensation for funeral expenses, loss of financial support, loss of companionship, and other damages.

These are just a few examples of the types of personal injury cases commonly encountered in Colorado. Each case is unique, and the specific laws and regulations governing each type of case can vary. If you have been injured in any of these situations or any other personal injury incident, it is important to consult with an experienced personal injury attorney to understand your rights and pursue the compensation you deserve.

Statute of Limitations and Filing a Personal Injury Claim in Colorado

When it comes to personal injury claims, time is of the essence. In Colorado, as in most states, there are specific time limits within which you must file your claim. This timeframe is known as the statute of limitations. Understanding the statute of limitations and the process of filing a personal injury claim in Colorado is crucial to protecting your rights and ensuring that you take the necessary steps in a timely manner.

Explanation of the Statute of Limitations

The statute of limitations is a legal time limit imposed on the filing of lawsuits. It varies depending on the type of case and the jurisdiction. In Colorado, the statute of limitations for personal injury cases is generally two years from the date of the injury or discovery of the injury. However, there are exceptions and variations based on the nature of the claim.

Deadlines for Filing Different Types of Personal Injury Claims

It is important to note that different types of personal injury cases may have different statutes of limitations. Here are some common examples:

Motor Vehicle Accidents: In Colorado, the statute of limitations for filing a personal injury claim arising from a motor vehicle accident is typically two years from the date of the accident. This applies to car accidents, truck accidents, motorcycle accidents, and other motor vehicle-related incidents.
Medical Malpractice: Medical malpractice claims in Colorado have a statute of limitations of two years from the date the alleged malpractice occurred or within two years from the date the injury was discovered or should have been discovered.
Premises Liability: Slip and fall accidents or other premises liability cases generally have a two-year statute of limitations in Colorado. The clock starts ticking from the date of the incident that caused the injury.
Product Liability: Product liability claims, such as those involving defective products, have a statute of limitations of two years in Colorado. This timeframe typically begins from the date the injury occurred.
Wrongful Death: Wrongful death claims in Colorado must generally be filed within two years from the date of the deceased person’s death. However, there are exceptions and variations depending on the circumstances, so it is crucial to consult with a personal injury attorney to understand the specific deadlines.

Exceptions and Tolling of the Statute of Limitations

While the general statute of limitations in Colorado is two years, there are exceptions that can affect the timeframe for filing a personal injury claim. These exceptions include:

Discovery Rule: In cases where the injury is not immediately apparent, such as certain medical malpractice cases, the statute of limitations may be tolled until the injury is discovered or should have been discovered.
Minors: If the injured party is a minor (under the age of 18), the statute of limitations may be tolled until they reach the age of 18. This means that the two-year clock may not start ticking until the injured person becomes an adult.
Mental Incapacity: If the injured party is mentally incapacitated, the statute of limitations may be tolled until they regain mental capacity. This ensures that individuals who are unable to pursue legal action due to their mental condition are not unfairly prejudiced.

It is important to consult with a personal injury attorney to understand the specific exceptions and tolling provisions that may apply to your case. An experienced attorney can help you navigate through these complexities and ensure that you file your claim within the applicable statute of limitations.

Steps Involved in Filing a Personal Injury Claim in Colorado

Filing a personal injury claim in Colorado requires following specific procedures and meeting certain requirements. Here are the general steps involved:

Gather Evidence: Collect all relevant evidence related to your case, including photographs, witness statements, medical records, and any other documentation that supports your claim.
Consult with an Attorney: It is highly advisable to consult with a personal injury attorney as soon as possible. They can assess the strength of your case, provide legal guidance, and help you navigate through the complexities of the claims process.
Notification: In some cases, you may need to notify the at-fault party or their insurance company of your intent to file a claim. This notification is often required within a specific timeframe, so it is crucial to consult with your attorney to determine if this step is necessary.
Document Damages: Keep detailed records of all your damages, including medical expenses, lost wages, property damage, and any other losses resulting from the incident. These records will be crucial in calculating the compensation you may be entitled to.
Negotiation or Litigation: Your attorney will work with you to negotiate a settlement with the at-fault party or their insurance company. If a fair settlement cannot be reached, your case may proceed to litigation, where your attorney will represent you in court.

Understanding the statute of limitations and the process of filing a personal injury claim in Colorado is essential to protect your rights and maximize your chances of receiving fair compensation. However, it is important to consult with a personal injury attorney to ensure that you comply with all legal requirements and meet the necessary deadlines. They will guide you through the process, advocate for your best interests, and help you navigate the complexities of Colorado personal injury laws.

Compensation and Damages in Colorado Personal Injury Cases

When you suffer injuries due to someone else’s negligence or intentional actions, you may be entitled to compensation for the damages you have incurred. In Colorado personal injury cases, compensation is designed to help victims recover from their losses and return to their pre-accident state as much as possible. Understanding the types of compensation available and how they are calculated is crucial when pursuing a personal injury claim in Colorado.

Economic Damages

Economic damages in personal injury cases refer to the financial losses you have incurred as a result of the accident or incident. They are quantifiable and can be easily calculated. Here are some common economic damages in Colorado personal injury cases:

Medical Expenses: This includes the cost of medical treatments, hospital stays, surgeries, medications, rehabilitation, and any other healthcare-related expenses directly related to your injuries. It is important to keep all your medical records and bills as evidence of your medical expenses.
Lost Wages: If your injuries prevent you from working, you may be entitled to compensation for lost wages. This includes not only the income you have already lost but also any future earning capacity affected by your injuries. Documentation such as pay stubs, employment contracts, and expert testimony may be used to calculate this type of damages.
Property Damage: If your personal property, such as your vehicle, was damaged in the incident, you may be entitled to compensation for the cost of repairs or replacement. Keep records of any estimates, receipts, or other documentation related to the property damage.

Non-Economic Damages

Non-economic damages are more subjective and do not have a specific monetary value. They are intended to compensate for the intangible losses you have experienced as a result of the accident. Here are some examples of non-economic damages in Colorado personal injury cases:

Pain and Suffering: This compensation is awarded for the physical pain, discomfort, and suffering you have endured as a result of your injuries. It also includes emotional distress, anxiety, and mental anguish caused by the accident. Calculating pain and suffering is more subjective and often requires the expertise of an experienced personal injury attorney.
Emotional Distress: In some cases, accidents can result in severe emotional distress, such as post-traumatic stress disorder (PTSD) or depression. Compensation may be awarded to help address the psychological impact of the incident and aid in the recovery process.

Punitive Damages

In certain cases where the at-fault party’s actions are deemed particularly egregious or reckless, punitive damages may be awarded. Punitive damages are intended to punish the responsible party and deter similar behavior in the future. However, in Colorado, punitive damages are generally limited to cases involving willful and wanton conduct or intentional harm.

Calculation and Limitations of Damages in Colorado

Calculating damages in personal injury cases can be complex, as each case is unique and involves different factors. Economic damages are typically easier to calculate based on actual financial losses incurred. However, non-economic damages, such as pain and suffering, are more subjective and may require the use of various methods, including the multiplier method or per diem method. An experienced personal injury attorney can help assess the value of your damages and advocate for fair compensation.

It is important to note that Colorado has certain limitations on damages in personal injury cases. For example, Colorado follows a modified comparative negligence system, which means that if you are found partially at fault for the accident, your damages may be reduced proportionally. Additionally, Colorado has a cap on non-economic damages in medical malpractice cases, limiting the amount that can be awarded for pain and suffering.

Understanding the types of compensation available and how damages are calculated in Colorado personal injury cases is essential when pursuing a claim. It is highly recommended to consult with an experienced personal injury attorney who can assess the specifics of your case, gather the necessary evidence, and maximize your chances of receiving fair compensation for your damages.

Hiring a Personal Injury Lawyer in Colorado

Navigating the complexities of personal injury laws in Colorado can be challenging, especially when dealing with the aftermath of an accident or injury. Hiring a personal injury lawyer is an important step in ensuring that your rights are protected, and you receive the compensation you deserve. Let’s explore the key aspects of hiring a personal injury lawyer in Colorado.

Importance of Legal Representation in Personal Injury Cases

Personal injury cases involve a multitude of legal processes, intricate laws, and complex negotiations with insurance companies. Having a knowledgeable and experienced personal injury lawyer by your side can significantly enhance your chances of a successful outcome. Here are some reasons why hiring a personal injury lawyer is crucial:

Understanding of the Law: Personal injury lawyers specialize in this area of law and have in-depth knowledge of Colorado’s personal injury laws. They can help you understand your rights, navigate through legal complexities, and ensure that you comply with all necessary regulations and procedures.
Evidence Gathering and Investigation: Personal injury lawyers have the resources and expertise to thoroughly investigate your case. They can gather evidence, interview witnesses, consult with experts, and build a strong case on your behalf. This can be particularly beneficial when dealing with complex accidents or incidents where liability may be disputed.
Insurance Negotiations: Dealing with insurance companies can be challenging. Personal injury lawyers have experience in negotiating with insurance adjusters and can advocate for your best interests. They can help you navigate the claims process, handle communications, and ensure that you receive a fair settlement.
Litigation Representation: If your case proceeds to litigation, having a personal injury lawyer who is skilled in courtroom procedures and trial advocacy is invaluable. They can represent you in court, present your case effectively, cross-examine witnesses, and argue for the maximum compensation you deserve.

How to Choose the Right Personal Injury Lawyer in Colorado

Choosing the right personal injury lawyer is a crucial decision that can significantly impact the outcome of your case. Here are some factors to consider when selecting a personal injury lawyer in Colorado:

Experience and Expertise: Look for a lawyer who specializes in personal injury law and has extensive experience handling cases similar to yours. An experienced lawyer will have a deep understanding of the legal nuances and strategies necessary for a successful outcome.
Track Record of Success: Research the lawyer’s track record and success rate in handling personal injury cases. Consider their past settlements and verdicts, as well as any accolades or recognition they have received within the legal community.
Reputation and Reviews: Read reviews and testimonials from past clients to gauge the lawyer’s reputation and client satisfaction. Check online directories, legal forums, and the lawyer’s website for feedback from previous clients.
Communication and Accessibility: Effective communication is crucial in any attorney-client relationship. Ensure that the lawyer you choose is responsive, listens to your concerns, and keeps you informed about the progress of your case.
Fee Structure: Discuss the fee structure with the lawyer during the initial consultation. Most personal injury lawyers work on a contingency fee basis, meaning they only get paid if they win your case. Clarify the percentage they will receive from your settlement or award, as well as any additional costs you may be responsible for.

Initial Consultation and Case Evaluation Process

Once you have identified potential personal injury lawyers, schedule an initial consultation to discuss your case. During this consultation, the lawyer will evaluate the merits of your case, provide an assessment of potential outcomes, and advise you on the best course of action. This is also an opportunity for you to ask questions, discuss fees, and determine if you feel comfortable working with the lawyer.

Contingency Fee Arrangements and Legal Costs

Personal injury lawyers in Colorado typically work on a contingency fee basis. This means that you do not have to pay any upfront fees, and the lawyer will only collect their fee if they successfully recover compensation on your behalf. The contingency fee is usually a percentage of the settlement or award, which will be agreed upon before the lawyer begins working on your case. It is important to clarify the fee structure and any additional costs during the initial consultation to avoid any surprises later on.

Hiring a personal injury lawyer in Colorado is a crucial step in protecting your rights and maximizing your chances of receiving fair compensation. They will guide you through the legal process, ensure that your case is thoroughly investigated and prepared, and advocate for your best interests. With their expertise and experience, you can focus on your recovery while your lawyer fights for the compensation you deserve.

Conclusion

In conclusion, understanding Colorado personal injury laws is essential for anyone who has experienced an accident or injury caused by someone else’s negligence or intentional actions. By familiarizing yourself with the various aspects of personal injury laws in Colorado, you can navigate the legal system confidently and pursue the compensation you deserve.

Throughout this comprehensive guide, we have covered key topics related to Colorado personal injury laws. We began by introducing the concept of personal injury, highlighting the importance of understanding the laws specific to Colorado, and providing an overview of the personal injury claims process.

We then delved into the concept of negligence and its role in personal injury cases. Understanding the elements of negligence in Colorado, as well as the concept of comparative negligence, is crucial for establishing liability and determining the outcome of your case.

Next, we explored the different types of personal injury cases commonly encountered in Colorado, including motor vehicle accidents, slip and fall incidents, medical malpractice, product liability, dog bites, and wrongful death cases. Each type of case has its unique laws and regulations that must be understood when pursuing a claim.

We also discussed the statute of limitations and the importance of filing a personal injury claim within the specified timeframe. Knowing the deadlines for different types of claims, as well as the exceptions and tolling provisions, can ensure that you take the necessary steps in a timely manner.

Compensation and damages in personal injury cases were examined in detail, including economic damages such as medical expenses and lost wages, as well as non-economic damages like pain and suffering. Understanding the calculation and limitations of damages in Colorado is crucial for evaluating the potential value of your claim.

Finally, we discussed the importance of hiring a personal injury lawyer in Colorado. A skilled and experienced lawyer can guide you through the legal process, advocate for your best interests, and help you navigate the complexities of personal injury laws.

Remember, this guide provides a general overview of Colorado personal injury laws, but every case is unique, and specific circumstances can affect the application of these laws. Consulting with a personal injury lawyer is crucial to ensure that you receive accurate legal advice tailored to your specific situation.

If you have been injured in an accident or incident in Colorado, we encourage you to seek legal advice promptly. The sooner you take action, the better chance you have of preserving evidence, meeting deadlines, and maximizing your chances of a successful outcome.

By understanding and utilizing Colorado personal injury laws effectively, you can protect your rights, seek fair compensation, and embark on the path to recovery. Remember, you don’t have to navigate the legal process alone. Seek the guidance of a skilled personal injury lawyer who can support you every step of the way.

Disclaimer: This guide is for informational purposes only and should not be considered legal advice. Consult with a qualified personal injury attorney in Colorado to understand your rights and options in your specific case.